Master Math: Business and Personal Finance Math by Mary Hansen

By Mary Hansen

Grasp MATH: enterprise and private FINANCE MATH is a entire reference consultant that explains and clarifies the foundations of industrial and private finance math in an easy, easy-to-follow sort and structure. starting with the main basic themes and progressing via to the extra complicated, this e-book is helping make clear the maths of non-public finance and enterprise utilizing step-by step approaches and recommendations, besides perform difficulties. you will commence by means of studying the fundamentals of issues like paychecks, taxes, bank card and personal loan curiosity, investments, budgets, and enterprise expenses to offer you a beginning for the extra complex themes coated later within the e-book. issues addressed contain gross and web pay, banking, credits and loans, possessing a motor vehicle or domestic, coverage and investments, budgets, charges of doing company, monitoring revenues and stock, monetary ratios, and company revenue and loss. an entire desk of contents and a entire index let readers to fast locate particular subject matters, and the approachable sort and layout facilitate an knowing of what may be intimidating and tough talents. ideal for college kids, lecturers, and company humans, in addition to a person desirous to higher comprehend the maths of commercial or own finance.

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Example: Juan earns a salary of $350 per week. What is his yearly salary? Solution: There are 52 weeks in a year. Multiply the weekly salary by 52 to find the yearly salary. $350 ϫ 52 ϭ $18,200 Juan earns $18,200 per year. 7 Melissa earns a salary of $2,000 per month, paid semi-monthly. What is her gross pay each pay period? Max is offered a job that pays $36,000 per year. He estimates that he needs monthly gross wages of $3,250 to cover his living expenses. Does the job pay enough? Sydney is considering two jobs.

How much will be deducted for Social Security and Medicare taxes using the 2011 rates? Solution: Subtract the wages earned to date from the Social Security wage limit to find the amount of wages subject to Social Security tax. Multiply those wages by the Social Security tax rate. Multiply the gross wages by the Medicare tax rate. Add the Social Security and Medicare taxes together. 43 deducted for FICA tax. 5 Joan earns $10,800 per month. How much will she pay in Social Security and Medicare taxes for February 2011?

To change a decimal to a fraction, determine the place value of the last digit of the decimal number. Put the digits to the right of the decimal as the numerator of a fraction and the number representing the place value of the decimal in the denominator. Reduce the fraction to lowest terms if necessary. 35 to a fraction. 35 is 35 hundredths. 35 becomes the numerator. 100 becomes the denominnator. 35 = 35 100 5 divides into 35 and 100. 21 Change 4 11 to a decimal. to a decimal rounded to the nearest hundredth.

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